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Compound interest calculator

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Compound interest is incredibly powerful.
It can help create wealth beyond your imagination.
People praise it as the eighth wonder of the world.

Compound interest does magic when the setup is right.
That is to invest in good assets and let them grow undisturbed for a long period of time.
There is no limit to the amount of wealth it can create.

It is not straightforward, however, to imagine how small amount of money could grow to become life-changing.
Punching numbers on a calculator is not very intuitive.

Hence, this tool is created. For anyone to easily visualize compound interest.
Compounding is inevitable when capital gain is reinvested to the underlying principal.

May your financial health be as strong as ever.

Variables and result
e.g. 100, 100000.
e.g. 3%, 5%, 10%.
e.g. 5 years, 10 years.

* Similarly, a negative return will produce compound reduction of capital .

** Can change to any return-period pair, e.g., Monthly return (%) with Period (month).

  • 1. Calculate asset at each year-end (or at the end of each time unit for your selected period).
    (Asset this year end) = (Asset previous year end) * (1 + Annual return)
  • 2. Repeat to complete the target period.